Sample pricing
What coverage can cost, at a glance
These are sample monthly rates based on age and coverage amount for a person in good health. They are for education only — not a quote or an offer of coverage. Your actual rate depends on your age, health, and the insurance company. Some plans begin as low as $30 a month.
Term life insurance
Sample monthly rates · good health · non-tobacco
| Age | $250k coverage | $500k coverage | $750k coverage | $1M coverage |
|---|---|---|---|---|
| 25 | $10.23/mo | $20.46/mo | $30.69/mo | $40.92/mo |
| 35 | $13.53/mo | $27.06/mo | $40.59/mo | $54.12/mo |
| 45 | $27.61/mo | $55.22/mo | $82.83/mo | $110.44/mo |
| 55 | $64.35/mo | $128.70/mo | $193.05/mo | $257.40/mo |
Final expense insurance
Sample monthly rates · good health · non-tobacco
| Age | $10k coverage | $20k coverage | $30k coverage |
|---|---|---|---|
| 45 | $20.47/mo | $40.94/mo | $61.41/mo |
| 55 | $25.57/mo | $51.14/mo | $76.71/mo |
| 65 | $38.88/mo | $77.75/mo | $116.63/mo |
| 75 | $70.27/mo | $140.55/mo | $210.82/mo |
| 85 | $133.77/mo | $267.53/mo | $401.30/mo |
Rates vary by age, health, plan type, and insurance company, and require approval by the insurer. Tobacco use and health conditions change the price. The only way to know your real rate is a short conversation — it is free and there is no obligation.
Want your real number?
A complimentary 30-minute review gives you exact rates for your age, health, and budget.